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All Blog Entries by Thomas Donnell

Tom is a graduate of SJSU with a degree in Business/Marketing. He holds certificates from CFG Real Estate Marketing Finances and the Arizona School of Real Estate and Business. He is a member of "Biltmore Who's Who"  and recipient of their Executive of the year award-an award honored to those who have demonstrated Leadership and Achievement in their industry in 2010-2011. Tom has been investing in Real Estate for 15 years, and is part of the Cascade Team's "Simply Outrageous Service". He is an Independent Associate for LegalShield Services. A service that provides Legal assistance through a Dedicated Attorney Network as well as Identity Theft monitoring and restoration.

Found 68 blog entries published by Thomas Donnell.

 

Your Credit Score is very important. Not only does your credit score decide whether you’ll get the real estate loan you applied for or not; in many cases, it also determines the neighborhood you’ll live in, the car you’ll drive, and even the job you’ll qualify for! This is why it is so important for you to ensure that the information used to calculate your score is free from errors. You are entitled to a free credit report from each of the three credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months.

It is not uncommon to find individuals complaining about errors on their credit report. This may be due to various reasons. For example, the lender reporting to the credit bureau may have supplied inaccurate information.

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  Image result for pictures of home repairs

After living in the same home for a while, it's amazing what you can get used to. A creaky floorboard, for instance. A chipped tile that you've been meaning to replace but haven't gotten around to. A doorknob that needs a little coaxing to turn. No big deal, right? Well, these small flaws can be huge deal breakers when you decide to sell your home.

Prospective buyers are going to add all the ‘flaws’ they find to the price of the property, and that’s when they start trying to discount the price. 

Curious what some of these seemingly small problems are? Check out this list of minuscule (to you) things that buyers see as big hurdles to closing a sale.

1. An old electrical panel

I had a buyer make a controversial request for

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A real estate agent can often help you sell your home faster, and get a better price than if you try to do it on your own. But to get the best deal possible on your home, you’ll want to hire a real estate agent that’s a good fit for you and your property. Here’s what you need to know before you hire someone to sell your home.

Find Someone Local

When selling your home, getting someone who really knows the area is critical. Potential buyers are sure to ask a ton of questions about schools, parks, shopping and other quality-of-life issues in a neighborhood. You want a realtor that’s going to be able to really sell the neighborhood to a buyer. Ask real estate agents how many houses they have sold in the neighborhood, whether they live in the

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Phoenix Trends / January 2, 2018

6955-Listed 110-New Today $247,000-Med. List Price

Market Snapshot

Total Properties: 6955 MoM Change:-10.29% Avg Days On Market:112 Median List Price:$247,000 MoM Change:2.07% Residential Median List Price:$281,500 MoM Change:0.93% Land Median List Price:$215,950 MoM Change:2.83% Highest List Price:$16,850,000 Lowest List Price:$10,000

Typical Property

Single-Family Home:3.16 Beds
2.16 Baths
List Price:$356,293 Price per SqFt:$160.68 Price Reduction:-2.00%

Average Price by Bedrooms

1 Bedroom:$178,926 2 Bedrooms:$261,412 3 Bedrooms:$324,710 4 Bedrooms:$484,111 5 Bedrooms:
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Moving isn’t cheap. It costs about $80 to $100 per hour to hire local professional movers, and as much as a $10,000 flat rate for a long distance professional move. DIY moves can cost between $50 and $3,000, depending on distance, length of time and other factors. Additional charges like the ones listed below can add up fast, doubling or tripling the cost of the relocation. Being aware of these hidden charges can help you control costs and avoid budget pitfalls during your relocation.

1. Bulky, Complex and Delicate Items

Professional movers will charge extra to move a piano, car and appliances, especially if the movers are asked to disassemble or disconnect an item, then reassemble or reconnect at the new home. Some consumers save by giving away

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If your home is struggling to catch the eye of a buyer, it could be for an entirely valid reason. Maybe you're stuck in a sluggish market or have the poshest place on the block (always a tough sell). But there's another possibility, too—your home could be sitting on the market because of a rookie selling mistake. All of us can make 'em, even those of us who actually have a few home sales under our belts.

The good news? These basic slip-ups can be easily corrected or avoided. To help you out, I have identified some of the most common mistakes people make in trying to sell their home. Sidestep these flubs to avoid sabotaging your own sale.

Rookie mistake No. 1: Overpricing your home

All sellers want to get top dollar for their house. Unfortunately,

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Tips for Buying a House on a Single Income

 

At a time when a lot of young adults are postponing marriage, the number of Americans buying a house on a single income is substantial. According to the Millennial home buyers last year were unmarried. Because single mortgage applicants rely on one salary and one credit profile in order to secure a loan, getting through the underwriting process can be a bit trickier. However, the more you understand about what the process entails, the better your odds will be of getting a lender to say “yes.” Here are four crucial things that can help;

Check Your Credit:
When you apply for a mortgage on your own, lenders will be looking at just one credit profile: yours. Needless to say, it has to be in great shape. It’s always a good idea to review your credit

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Choosing the right contractor is a crucial remodeling step. But in order to find the right pro, you need to ask the right questions. Use these interview inquiries to hire the ideal contractor for your project.    1. Are You Licensed? Always ask to see a pro’s licensing during your interview. Ensure that his or her credentials are up to date and valid for your project. Never hire a pro without proper licensing. The absence of credentials shows a lack of commitment to quality work — and your potential project.    2. Are You insured? Hire only pros who carry both general liability coverage and workers’ compensation. These forms of insurance protect you, your pro and your home in the event of an accident, injury or damage. Hiring uninsured…
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In competitive housing markets across the country, making an offer that sticks has become increasingly difficult. Ensure your client doesn’t make the process even tougher by succumbing to one of these common mistakes.

Delaying

Time kills deals. Dragging your feet means you could wind up paying more in a bidding war situation or missing out on the property altogether. Buyers need to be ready with their paperwork, such as bank statements, a preapproval letter, and documents supporting proof of funds, from the day they begin house-hunting mode. That way they can pounce quickly with an offer when they do find a home they like.

Making an offer for their preapproved amount

Smart buyers are getting preapproved to show a seller they’re financially

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"The American Dream"

Want to purchase a home? Even with the housing market pretty much back from the doldrums of the 2008 Great Recession, real estate experts say there’s still plenty of room to the upside if you purchase a home now. But many first-time home buyers underestimate the amount of money they will need up front to buy their dream home. As a rough estimate, FHA loan, for lower income earners. However, those loans are harder to get than one at 5% down.

On a $200,000 home, you will need around $16,000 when you close. This amount is the bare minimum, according to realtor.com.  Next question: If you don’t have it, how will you save for it?

Waiting a year or more gives you many more options for assembling the down payment and cash for other

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